I know UPS will only cover what the item has been insured for. I don’t know why he choose $1000, especially because I paid for shipping. I insured it for $1500 BEFORE the rebuild when I shipped the motor. We never discussed insurance at all, I just got an invoice from them and it included shipping charges. An attorney I spoke to said the insurance is there to protect the SELLER not the recipient. The financial responsibility is on the shipper but I’m not sure how to get him to understand that without going to court.